No need to panic and DM your math friend, we’ve got this together! Employers are using stock options (ESOP), restricted stock units (RSUs), and employee stock purchase plans (ESPPs) to attract top talent and boost retention. If you’re an employer and you’re not = HINT-HINT! Stock options give you the right to buy company shares at a set price within a certain timeframe. Stock goes up, exercise options = game-changer! Stock goes down, running out of time on options = monopoly money value Boooo to monopoly money and bad management! Types of these fancy named “financial instruments”: Non-qualified stock options (NQSOs): are more common but come with a possible bigger tax bite. Restricted stock units (RSUs): shares that vest over time, meaning they’re yours to keep if you stick around long enough. Employee Stock Purchase Plans (ESPPs) nearly free money! buy discounted company stock, often at a 15% discount. Possibly rinse and repeat. Landmines to avoid: Taxes. taxes ...
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